A new way to help you secure your dream home with just a 5% deposit!

If saving for a deposit is holding you back from buying your first home or moving onto your next home, then Deposit Unlock can help. The scheme enables you to buy a new build home with just a 5% deposit and a normal 95% mortgage. You still own 100% of the property.

Deposit Unlock is designed to make buying a home more affordable and is backed by a mortgage indemnity scheme ensuring competitively priced mortgages for low-deposit homes.  It is available on new-build properties up to £833,250* (subject to lenders’ participation on selected homes and developments).