With a Help to Buy: equity loan the Government lends you up to 20% of the cost of your new-build home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest. You won’t be charged loan fees on the 20% loan for the first five years of owning your home.

We understand that moving home can be a stressful process and nothing is worse than being stuck in a property chain that’s slow-moving. That’s why Home Exchange allows you to secure your new home, and sell your old property, so if you need to move quickly this is the ideal option.